Newsletters

20 Tasks to Cross Off Your Year-end Financial Checklist “Recorder ground control.”“On.” Those are the first spoken words between a Captain and First Officer prior to a detailed and precise takeoff procedure onboard an Airbus A320. First, the crew confirms that the recorder is on, ensuring that the...

Investors Prepare for a Deep Freeze this Winter Dear Clients and Friends, Investors have suffered a string of challenges this year including rising concern for European security, energy prices, and the possibility of a recession this winter. While the U.S. economy and job market remain intact for...

Education Planning: Legal Documents Every College Student Should Have As the dog days of summer start to fade into thoughts of fall, you realize that back to school will look radically different this year as your child is heading to college. It seems like...

Testing Our Resolve Dear Clients and Friends, The first half of 2022 has tested the resolve of many long-term investors as economic surprises, stock performance, and even bond market returns all went in the wrong direction. While it may be tempting to sell risk assets during challenging periods...

How the Russian Invasion of Ukraine Impacts ESG Investors and What to Look for Ahead Since the beginning of Russia’s invasion of Ukraine, the world has understandably focused on the tragedy inflicted on the people of Ukraine. When it comes to investing, the invasion has profound implications for...

Women & Finance: The Importance of a Rainy Day Fund Your insurance agent, banker, and financial planner are likely to deliver some version of “rainy day” advice to clients. Bankers may advise small business owners to maintain an open line of credit; insurance agents may recommend insuring...

A Motley C.R.U. of Market Pressures Market pressures persist into the second quarter of 2022, though we continue to see a way out for both stocks and bonds over the medium term. So, what’s got markets on edge this time? Investors are selling both risky assets and safer securities amid an unwelcome...

Powell, Putin, and Probabilities Dear Clients and Friends, A string of unexpected events in the first quarter left investors scratching their heads and dramatically adjusting probabilities of potential market outcomes. Jay Powell and the Federal Reserve emerged from hibernation this winter with a...

Millennial Investors and the Great Wealth Transfer Millennials (those born between 1981–1996) are now the single largest generation group in the U.S., having surpassed baby boomers (born between 1946-1964), 72.1 million to 71.6 million, as of 2019. Much has been written of the varied challenges...

Maximizing College Savings  As students gear up to receive admissions letters, we thought we’d share some thoughts on planning for and paying for your student’s college tuition. With the cost of attendance at some of the most elite schools topping $75,000 per year, on average, students today face...

January 1, 2022 Will the Aging Bulls Make it a “Four-Peat?” Dear Clients and Friends, This holiday season many Americans gave gifts, unwrapped presents, and checked their stockings. As we wrap up another calendar year, many investors checking their stocks have noticed that markets have delivered...

Tax Efficient Ways For Women To Give in 2021 As a working mother, there are lists that we write in our minds to prepare ourselves for the holidays even before school has begun. If giving is a part of your holiday tradition, this is one task that you can accomplish far in advance of the frenzy that...

The Real World and the Digital World As the U.S. economy and corporate America discover new ways to adapt and grow in a global pandemic, stock markets continue to wow investors with double-digit returns (18% in 2020 and 16% in the first nine months of 2021). Despite strong overall market...

Minorities – Close the Wealth Gap through Investment Perhaps unlike most investment professionals, my first exposure to the concept of the stock market came while watching an episode of Silver Spoons in the mid-80s. I recall the episode vividly: Ricky Stratton scrolled through the newspaper,...

Inflation: What’s the Buzz? Dear Clients and Friends, The great reopening continues as warmer weather and loosening Covid restrictions allow for greater freedom of movement and improving economic conditions in the U.S. In Washington, DC an invasion of cicadas has proven to be a temporary nuisance...